We’re at an interesting junction in history at this time – there are so many shifts and changes not only in the real estate industry but also in the fields of education, finance, technology and politics. It’s unnerving for people, as change typically is, and if you’re plugged into mainstream media,

Why You Should Opt Out of Prescreened Credit Offershttps://www.optoutprescreen.com/When you apply for a mortgage or any type of loan, you expect to hear back from your lender. But what you might not expect is a flood of unwanted calls and offers from lenders you’ve never heard of. This happens becau

Applying for a mortgage is an exciting step toward homeownership, but it’s important to approach the process carefully. Certain financial decisions made before and during the application process can impact your approval and loan terms. To help ensure a smooth experience, here are some key do’s and d

Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how much home you can afford. When rates rise, it can affect your budget and decision-making process, so understanding their i

VA Loan Entitlement Options for Military CouplesAre you and your spouse both serving—or have served—in the military? In this post, we’ll explore how VA loan entitlement works for military couples. We’ll also cover key tips for maximizing benefits, especially if you’re looking to buy property in Colo

Wondering how non-taxable income factors into your mortgage approval? In this post, we’ll explain what “grossing up” income means, why it matters, and how it’s handled differently by various loan programs in Colorado. Whether you’re exploring Colorado Springs real estate or just want to strengthen y

Buying your first home is an exciting milestone, but it can also feel overwhelming. As a first-time buyer, you’re likely navigating unfamiliar territory with a lot of questions about the process. To help you start your homeownership journey with confidence, here are five tips to keep in mind.1. Star

For many homeowners, building equity is one of the most rewarding aspects of owning a property. Equity represents the portion of your home that you truly own—the difference between your home’s market value and what you owe on your mortgage. Understanding how equity works and its potential benefits c

First Time Home Buyer EssentialsTaking the leap into homeownership is an exciting journey. Whether you’re a first-time homebuyer in Colorado Springs or anywhere else in Colorado, having the right knowledge can simplify the process. This guide will help you understand how to qualify for different mor

For veterans, active-duty service members, and eligible surviving spouses, a VA loan offers a powerful way to achieve homeownership. Backed by the U.S. Department of Veterans Affairs, VA loans are designed to make buying a home more accessible for those who have served our country. Here’s what makes

Are you wondering how to buy a house with low income in Colorado Springs or anywhere in Colorado? It might feel overwhelming at first, but there are specific loan programs, down payment solutions, and strategies that can turn your homeownership goals into reality—even if your income is limited. In t

Creating a truly childproof-house can feel overwhelming. However, with the right baby proofing strategies, you can keep your child safe at every stage. This guide offers safety essentials to help you tackle potential hazards room by room, ensuring peace of mind for the whole family—whether you’re in

Essential Home-Buying-AdviceAre you ready to begin the buying process in Colorado Springs or anywhere in Colorado? This post provides home buying tips and home-buying-advice on how to work with mortgage lenders, calculate closing costs, and partner with a real estate agent. Below, we’ll cover monthl

What You’ll Learn: In this post, we’ll explore how military disability compensation works, why it matters for Colorado Springs homebuyers, and how these benefits can affect your mortgage journey. We’ll also touch on where to find updated rate tables, what these payments mean for your monthly finance

Choosing the right mortgage term is a critical decision in the home-buying process. The two most common options are the 15-year and 30-year fixed-rate mortgages. Each has its own set of advantages and drawbacks, and understanding these can help you decide which one aligns with your financial goals.T

If you’re pondering when to make the leap into the Colorado Springs housing market, you’re not alone. You might be weighing the pros and cons of market conditions, interest rates, and personal circumstances. In this post, we’ll explore when it might make sense to wait and when it may be wise to move

Are you ready to find the perfect home in Colorado Springs or anywhere in Colorado? Touring a house is an exciting step, yet it can also feel overwhelming. An open house is a public event hosted by the listing agent, allowing potential buyers to casually tour the home for sale. In this guide, we’ll

Considering a VA loan in Colorado Springs? In this post, we’ll explore the key benefits and drawbacks of VA loans and show you how 719 Lending can help you navigate the process in Colorado.What You’ll Learn About VA MortgageWhat a VA loan is and why it’s valuableThe most important pros and cons to c

VA Residual Income: Colorado Springs GuideAre you curious about how the Department of Veterans Affairs (VA) calculates your finances before granting a VA home loan? In this post, we’ll explain VA residual income and show you why it matters for homebuyers in Colorado Springs and throughout Colorado.

Looking to build your dream home as a veteran? A VA construction mortgage can help you get started with no down payment and no PMI. This guide walks you through the benefits, eligibility, and steps to secure a VA construction mortgage.Key TakeawaysVA construction mortgages offer benefits such as no