Ah, the debt-to-income ratio (DTI)! It might sound like a dry, technical term, but trust us, it’s one of the most critical numbers when you’re thinking about buying a home in Southern Colorado. At 719 Lending Inc., we believe in empowering you with transparent, expert-level guidance, and understandi

Buying a home in Southern Colorado is an exciting journey, a significant investment, and for many, a lifelong dream. But let’s be honest, it also comes with its fair share of paperwork, processes, and sometimes, confusing jargon. Among the terms that often get mixed up are “home appraisal” and “home

Ever feel like mortgage rates move on a whim, disconnected from your financial reality? You’re not alone. Daily headlines trumpet the Federal Reserve’s decisions, often leading to a collective gasp from aspiring homeowners and those looking to refinance. But what exactly is the federal funds rate, a

Becoming Part of the Community Buying a home isn’t just about moving into a new space—it’s about becoming part of a community. Whether you’ve moved across town or across the country, one of the best ways to feel settled and connected is by supporting local businesses in your area. From coffee shop

Turning Numbers Into Insights A mortgage calculator is a great tool for estimating monthly payments—but the real value comes from understanding what those numbers mean. When you enter details into a calculator, the results break down the components of your payment, giving you a clearer picture of

October could bring the best deals of the year — especially in Colorado Springs. Here’s how to prepare. Original Article Here   Why This October Matters for Homebuyers Buying your first home can feel overwhelming — especially with rising prices and interest rate uncertainty. But according to Realto

10 Cozy Colorado Springs Home Features Buyers Want This Fall When the air gets crisp and the leaves turn golden, homebuyers in Colorado Springs start dreaming of cozy spaces. If you’re selling—or simply upgrading your own home—here are the top features buyers love in the fall. 🏡 10 Must-Have Fall

Colorado Springs Fall Market Update: What Buyers & Sellers Should Know Fall is here in the Pikes Peak region, and with the cooler air comes a shift in the real estate market. While summer tends to bring peak activity, autumn has its own advantages for both buyers and sellers. Here’s what you need to

Fall in Love with Your Home: Staging Tips for a Colorado Springs Sale When autumn arrives in Colorado Springs, the city comes alive with golden aspens, crisp mornings, and stunning views of Pikes Peak framed in fall colors. While many homeowners think spring and summer are the only times to sell, f

Fall Fun in the Pikes Peak Region: Best Local Events & Why Living Here is Special One of the best parts of living in our city and the surrounding areas is the sense of community—and fall is the perfect time to enjoy it. Whether you’re into food, festivals, or spooky traditions, there’s something fo

Owning a Home Comes with More Than Just Pride Homeownership is one of the biggest financial steps many people take—and while the long-term benefits include building equity and stability, there are also potential tax advantages that can help homeowners save money each year. Knowing what’s available

Paying Down Your Mortgage FasterFor many homeowners, making an extra mortgage payment here and there seems like a smart move—and in many cases, it is. Paying a little more toward your principal can shorten the life of your loan and reduce the total amount of interest paid.But before you start sendin

Summer Brings More Than SunshineSummer is one of the busiest seasons for homebuying. With school out, vacation time available, and longer days to house hunt, many buyers hit the market during this time of year. While it’s a great time to buy, the pace can feel fast—and sometimes overwhelming.If you’

These days staying well isn’t just about hitting the gym or eating healthy, it’s about managing your energy, stress, habits, and mindset with intention. So, where does AI come in? If you were hoping it could magically take that 6 pm Pilates class for you, that’s a no, but AI powered personal wellnes

Why Seasonal Maintenance MattersAs the weather heats up, it’s a good time to give your home a little extra attention. Just like spring cleaning, summer home maintenance helps protect your property, improve energy efficiency, and avoid costly repairs down the road.Whether you’re a first-time homeowne

A Fresh Start, Inside and OutSpring cleaning isn’t just about dusting and decluttering—it’s an opportunity to enhance your home’s appeal, functionality, and even its value. Whether you’re staying put or considering a future sale, giving your home a seasonal refresh is a smart move that can pay off i

Spring Brings More Than Just SunshineAs the weather warms up and the days get longer, many homeowners start asking the same question: Is spring the best time to sell? Traditionally, the answer has been yes—and for good reason.Spring breathes new life into the housing market. Homes look their best wi

Understanding Escrow AccountsWhen you’re buying a home, you’ll hear a lot of new terms—one of the most important is “escrow.” While it might sound technical, escrow is simply a tool that helps manage and protect certain parts of your mortgage and homeownership.An escrow account is set up by your mor

Credit Matters More Than You ThinkWhen preparing to buy a home, your credit score becomes more than just a number—it’s a key part of your financial identity. While it’s not the only factor in qualifying for a mortgage, it plays a major role in determining what loan products might be available to you

Why Spring is a Prime Time for Real EstateSpring consistently ranks as one of the most active seasons in real estate—and for good reason. The weather improves, daylight lasts longer, and families often prefer to move before the next school year. In 2025, we’re seeing a particularly energized market