Demystifying the VA Loan Funding Fee (2025 Guide)

A Clear, Accurate Explanation for Colorado Springs Veterans If you’re a veteran, active-duty service member, National Guard member, or eligible surviving spouse in Colorado Springs, the VA home loan is one of the most powerful homeownership benefits available. Eligibility for a VA loan is based on m
Read MoreHow to Prepare for Your First Consultation with a Mortgage Professional

Why the First Conversation Matters Your first consultation with a mortgage professional is an important step in the homebuying journey. It’s not a commitment to apply—it’s a conversation designed to help you understand your options, your buying power, and what steps make sense moving forward. Prepar
Read MoreHow Homebuyers Are Using 2-1 Buydown Mortgage to Make Early Payments More Affordable

Stepping into the Colorado Springs housing market today can feel a bit like hiking a challenging fourteener – the views are incredible, but the path can be steep, especially with evolving interest rates. Many aspiring homeowners find themselves asking: how can I make this dream a reality without fee
Read MoreWhat Is an Appraisal Waiver? How Skipping the Appraisal Can Save Risk, Time, and Money

Buying a home in Colorado Springs or anywhere across Southern Colorado is an exciting journey, but let’s be honest, it comes with its fair share of complexities. One of the long-standing traditions in the mortgage process has been the home appraisal – a critical step where a licensed professional as
Read MoreUnlocking Wealth: Your Expert Guide to Real Estate Investing in Southern Colorado

Ever wondered if real estate investing is truly for you? Perhaps you’ve heard stories of fortunes made (and lost), or you’re simply curious about how to grow your wealth beyond traditional avenues. Real estate is considered an alternative investment, offering opportunities outside of traditional sto
Read MoreBuyer Agent Commission 2025: Navigating the New Real Estate Landscape in Southern Colorado

The world of real estate is always evolving, but recent changes have truly reshaped how homes are bought and sold across the nation. For anyone looking to buy or sell in Colorado Springs and Southern Colorado, understanding these shifts, particularly concerning buyer’s agent commissions, isn’t just
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Choosing a new city to call home is one of the biggest decisions you’ll make, especially when considering a move to a vibrant state like Colorado. Nestled against the majestic Rocky Mountains, both Denver and Colorado Springs offer an undeniable allure, yet each city presents a distinctly different
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As an entrepreneur, freelancer, or business owner in Southern Colorado, you’re no stranger to hard work, innovation, and charting your own course. You’ve built something remarkable, often balancing multiple roles and making your own rules. So, when it comes to buying a home – whether it’s your first
Read More How to Buy a House with Bad Credit: Your Expert Guide to Colorado Homeownership

The majestic peaks of the Rockies, the vibrant community of Colorado Springs, the promise of a place to call your own – homeownership in Southern Colorado is a dream for many. But what happens when that dream feels out of reach because of a less-than-perfect credit score? You might think “bad credit
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As a homeowner in beautiful Southern Colorado, you’ve likely watched your property value grow over the years. But did you know that the equity you’ve diligently built within your home can be a powerful financial tool, ready to be leveraged for your goals? For many, a cash-out refinance is the key to
Read More Can I Get a Government Backed FHA Mortgage if I Already Own a Home? Rules and Exceptions

When you embarked on your first homeownership journey, perhaps an FHA loan was your trusted guide. With its accommodating down payment options and flexible credit requirements, it’s a fantastic pathway for many homebuyers, especially those taking their initial steps onto the property ladder. Unlike
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It’s exciting to become a homeowner, especially in a beautiful place like Colorado Springs. But with the keys comes a new set of responsibilities. If you’ve been a renter, you might be used to calling a landlord for every little fix. Now, as a homeowner, you’re the one in charge! This shift is a big
Read More Holiday Safety Tips for a Safe and Stress-Free Season

Keep Your Home Safe During the Busiest Time of Year The holiday season is one of the most joyful — and busiest — times of the year. Between decorations, gatherings, cooking, and winter weather, it’s also a time when safety can easily slip to the back of our minds. A few simple precautions can help k
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For those who’ve served our nation, the path to homeownership shouldn’t be riddled with unnecessary hurdles. At 719 Lending Inc., we believe it should be a clear, straightforward journey, reflecting the profound gratitude our community holds for your service. That’s why we’re passionate about the VA
Read More What Is Escrow? Your Essential Guide to a Safe and Smooth Home Purchase

There’s a term you’ll hear often in the exciting journey of buying a home – “escrow.” For many first-time homebuyers, seasoned investors, or even real estate professionals, it can sound a bit mysterious. But at 719 Lending Inc., we believe in crystal-clear guidance, ensuring you understand every ste
Read MorePreparing Your Home for Winter: Essential Tips for Homeowners

Why Winter Preparation Matters As temperatures drop and the days grow shorter, preparing your home for winter becomes one of the smartest steps you can take as a homeowner. Winter weather can bring cold winds, heavy rain, and higher utility costs — but with a little preparation, you can stay comfort
Read MoreColorado Springs Mortgage Rates: The No-BS Guide to Your Real Rate (Not the Clickbait One)

If you’re buying, refinancing, or investing in Southern Colorado, you’ve probably noticed something strange: the mortgage rate you see online never seems to be the mortgage rate you actually get. When you borrow money to buy a home, the interest rate you receive determines the total cost of your mor
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Are you standing at the crossroads of a significant decision: to buy a house in Colorado Springs now or hold off until 2026? If you’re pondering this, you’re not alone. Across the 719 area code—from the family-friendly streets of Briargate and the bustling Powers Corridor to the growing communities
Read More Renting vs Buying a Home: The Unspoken Truth About Why Renting May Be Costing You a Fortune

In Colorado Springs and the surrounding Southern Colorado communities—Briargate, Falcon, Monument, Fountain, and the Powers Corridor—many renters wonder whether buying a home is truly within reach. Renting often feels simpler: no maintenance, no property taxes, no mortgage underwriting process. But
Read MoreWhat is a Mortgage? Beyond the Buzzwords: Your Expert Guide to Navigating the Mortgage Maze

Buying a home is one of life’s biggest adventures, a journey filled with excitement, anticipation, and, let’s be honest, a fair amount of paperwork. For many, especially here in Southern Colorado, the dream of homeownership is strong, whether it’s finding that perfect starter home, a spacious retrea
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