Credit report costs are ripping off consumers: A closer lookMortgage lenders and home buyers in Colorado Springs face steep increases in credit report fees due to costs associated with TransUnion, Equifax and Experian impacting overall expenses.Consumers have noticed these fees have surged up to 400

When preparing to sell your home, staging can be a powerful tool to enhance its appeal and capture the interest of potential buyers. Effective staging not only highlights your home’s strengths but also minimizes any perceived drawbacks. Here’s how to stage your home for a quick and profitable sale.M

In our journey towards optimal health and wellness, understanding ourselves and others can be as important as maintaining a balanced diet or regular exercise routine. One powerful tool for this self-awareness and interpersonal understanding is the DISC personality profile. Developed by psychologist

As temperatures rise, maintaining your home becomes crucial to ensure comfort and prevent costly repairs later. Here’s a concise guide to summertime home maintenance that will keep your living space in excellent condition.6 Tips for a Trouble-Free SeasonFollow these straightforward and practical mai

As we look ahead to 2024, outdoor living continues to evolve, combining elegance with functionality. Homeowners are now seeing their outdoor spaces as extensions of their indoor living areas, equipped with all the comforts and a touch of luxury. Here are the top trends that are defining outdoor livi

As summer approaches, enhancing your home’s curb appeal not only contributes to a welcoming atmosphere but can also significantly increase its market value. Here are some practical tips to ensure your home looks its best during this sunny season.5 Essential Tips to Boost Your Curb Appeal This Summer

In an era where simplicity and minimalism are gaining momentum, downsizing has emerged as a compelling lifestyle choice for many. This trend goes beyond mere spatial considerations, reflecting a broader shift towards efficiency, financial freedom, and a more focused approach to living. Let’s explore

In the fast-paced world we live in, maintaining health and wellness can be a daunting task. Fortunately, Artificial Intelligence (AI) is stepping up, offering innovative solutions that promise to enhance our health management in ways we never thought possible. From personalized fitness routines to e

Breaking – NAR Lawsuit – Fannie Mae Update‍‍In the dynamic world of real estate, policy changes can significantly affect everyone involved in the housing market, from agents and loan officers to buyers and sellers. Two major entities, known as GSEs, are at the forefront of mortgage reform, impacting

As we embrace 2024, the concept of outdoor living has evolved from traditional gardens and patios to sophisticated extensions of the indoor living space. Homeowners are now transforming their outdoor areas into versatile oases for relaxation, entertainment, and work. Here’s a look at the top trends

Embarking on the journey to homeownership is an exciting milestone, yet it requires meticulous financial preparation. Understanding the pathway to financial readiness can transform the dream of owning a home into reality. Here are essential steps to prepare financially for homeownership.Step #1: Ass

Homeownership in Colorado Springs is a symbol of the American Dream, yet some have faced nightmarish contracts that tether their future.Colorado, along with other states have drawn a line against such predatory practices, with recent legislation banning detrimental right-to-list agreements.Firms suc

The global shift towards remote work has fundamentally reshaped home design, with an increasing demand for dedicated home offices. This transformation reflects the growing need for spaces that accommodate work-from-home arrangements effectively.4 Ways Remote Work Has Impacted Home Design1.) Emphasis

Unpacking the FHA Mortgage BasicsThe FHA mortgage is an accessible path to homeownership, offering lower down payment requirements and forgiving credit terms at the heart of its attractiveness. For first-time buyers in Colorado, or those with less-than-sterling credit histories, it’s a financial bea

The truth is that FHA loans are not exclusively for novices in homeownership. These loans provide a leg up, not just for the first-time trekker but also for the seasoned climbers in the real estate world.Debunking FHA Loan MythsContrary to popular belief, FHA loans are not restricted to first-time h

DOJ Investigating FICO for High Costs?Let’s kick things off with some straightforward facts:– Prices have tripled in just a few years.– Many small, family-owned mortgage companies cover these costs upfront.– These companies still pay out, even if the loan doesn’t go through.– In the end, these losse

It’s a curious thing to witness a VA loan offer declined, isn’t it?The answer isn’t always straightforward. When you hear about a seller refusing a VA loan, it’s essential to peel back the layers and understand the complexities beneath. At 719 Lending, we know that much of the hesitation stems from

Getting Started with Down PaymentsEmbarking on the home buying expedition begins with the pivotal first step of down payments—essential seeds that sprout into the investment of a lifetime. FHA loans offer the flexibility to plant a modest 3.5% down if your credit score flourishes above 580, nurturin

It's difficult sometimes to navigate the world of real estate especially when knowledgeable professionals throw terms at you that you may not understand. Then to add to it they add in a bunch of numbers and legal terms that you have to navigate. I like to simplify the process for my clients to make

The concept of smart homes has moved from futuristic fantasy to present-day reality, revolutionizing the way we interact with our living spaces. Smart home technology not only offers unparalleled convenience but also significantly improves efficiency, security, and energy consumption. This post delv